August 8, 2012 Don’t fear the small mortgage lender July 18, 2012 Good for homeowners – and the economy June 29, 2012 Best Rate Listing PRIME : 3.00% VARIABLE RATES FROM : PRIME - 0.10 = 2.90%   June 21, 2012 Canada to tighten mortgage rules: source June 19, 2012 Best Rate Listing PRIME : 3.00% VARIABLE RATES FROM : PRIME - 0.10 = 2.90%   May 24, 2012 Best Rate Listing PRIME : 3.00% VARIABLE RATES FROM : PRIME - 0.10 = 2.90%   May 2, 2012 Best Rate Listing PRIME : 3.00% VARIABLE RATES FROM : PRIME - 0.10 = 2.90%   April 12, 2012 Best Rate Listing PRIME : 3.00% VARIABLE RATES FROM : PRIME - 0.10 = 2.90%   April 4, 2012 Best Rate Listing VARIABLE RATES: Prime: 3.00% Variable Rates (starting from): Prime Rate = 2.85%   Jun 21, 2011 Canadian Mortgage Rate Forecast

Jun 9, 2011 Top 8 House-Hunting Mistakes Buying a home is a very emotional process, but if you allow those emotions to get the best of you, you may fall prey to a number of common home buyer mistakes.

Jun 1, 2011 Bank of Canada Leaves Key Rate Unchanged As was widely predicted, the Bank of Canada left its key lending rate unchanged at 1.00% for the sixth consecutive meeting.

May 9, 2011 Strategy: Inflating Your Mortgage Payments Justin Rosello, AMP A meager 1 in 4 borrowers made extra principal payments on their mortgage last year; whatever the case, there are easy ways to make extra payments and erase your mortgage many years quicker.

Mar 27, 2011 Roseman: How to reduce the pain when you break a mortgage Ellen Roseman Fred sold his house in April 2010, but he’s still fighting with his mortgage lender about the cost of getting out early.

Mar 16, 2011 Selling a house? Beware the costs Sonali Verma Globe and Mail Blog If you're thinking of selling your house to make a little money before rising interest rates squeeze the real estate market, there's good news and bad news.

Mar 1, 2011 BOC Takes Another Pass on Rate Hike Despite a surge in 4th quarter economic activity, the Bank of Canada has held its key lending rate at 1.00% for the fourth consecutive meeting.

Feb 23, 2011 Getting the Best Mortgage Rate What’s the trick to a better mortgage rate?

Feb 15, 2011 Most Banks Move To 30-year Conventional Amortizations BMO, Laurentian Bank, Scotiabank and TD have all confirmed that, effective March 18, they will restrict both high- and low-ratio mortgages to 30-year maximum amortizations (even though the government’s new rules only require that high-ratio amortizations

Feb 10, 2011 Housing market will be stable next two years: RBC by Steve Ladurantaye

Jan 24, 2011 You can buy a house with no money down If you have a good job and want to buy a first home, but don’t have a down payment, can it be done?

Jan 19, 2011 5 Secrets of Successful Savers They are all strategies that anyone can begin implementing today

Jan 18, 2011 What's affecting your credit score? I still have an Eaton’s department store credit card even though there is no where to shop with it.

Jan 17, 2011 * Highlights: Maximum Amortization 30 years, Refinance Maximums 85% LTV, No More government backed CMHC/Genworth Lines of Credit - ONLY Conventional Home Equity Lines of Credits will continue to be available. The federal Conservative government is expected on Monday to introduce new rules aimed at toughening up mortgage lending in an effort to curb further growth in record household debt levels.

Jan 10, 2011 January 2011 Stats

Dec 29, 2010 Canadian home prices drop again Canadian housing prices dropped in October for the second straight month, but experts say it’s not the start of a precipitous decline like the plunges seen in the United States.

Dec 3, 2010 Bank of Canada seen hiking rates in first half of 2011 The Bank of Canada is unanimously expected to keep interest rates on hold next week, but the uneven economic recovery has primary dealers and global forecasters divided on the timing of the next hike in 2011.

Nov 30, 2010 Owning a home in Canada became more affordable in recent months, according to the Royal Bank of Canada.

Nov 22, 2010 Too many clowns with no financial plan You have to be a real clown not to have a financial plan and be saving for your retirement. Right?

Oct 26, 2010 Bank vs. budget: How much house can you afford? We hear it all the time. The housing market is still in a slump and there are dozens of houses just a short drive from where you live that really need an owner and you may be that person.

Oct 19, 2010 Overnight rate target remains at 1 per cent The Bank of Canada today announced that it is maintaining its target for the overnight rate at 1 per cent. The Bank Rate is correspondingly 1 1/4 per cent and the deposit rate is 3/4 per cent.

May 25, 2010 Are You Ready for the HST?

Apr 22, 2010 Variable Rate Mortgages V.S. Fixed Rate Mortgages? As fixed rates continue to rise and we anticipate an increase in Prime rates the Variable option continues to stand out as a wise money managing choice when choosing a mortgage.

Feb 16, 2010 New Mortgage Rules Announced

Jan 18, 2010 Inflation 101 By Puru Saxena

Jan 11, 2010 BoC sees no housing bubble yet Paul Vieira, Financial Post

Dec 10, 2009 Interest rates may rise despite BoC deadline Scotia economist warns of bond, mortgage hikes Jonathan Chevreau, Financial Post

Oct 1, 2009 No guarantee rates will stay low, Carney warns Paul Vieira, Financial Post

Aug 13, 2009 10 Do's and Don't's for Getting a Mortgage Here's the good news: More people than ever can buy a home.

Jul 9, 2009 Worst may be over for the housing market New home construction rose for a second straight month in June, in what analysts say is another sign that the worst may be over for the Canadian housing market.

Jul 7, 2009 Senate Blocks Bill To Audit The Fed As Government Prepares For Second Round Of Looting A Senate amendment based on Congressman Ron Paul’s successful House bill to audit the Federal Reserve was blocked by the Senate yesterday evening on procedural grounds, as Jim DeMint slammed the Fed for refusing to disclose where trillions in bailout fund

Apr 22, 2009 What the rate cut means for mortgages The latest rate cut means consumers buying a house can borrow for as little as 3% interest on their loan if they are willing to buy into the Bank of Canada's statement Tuesday that it won't be changing rates until June, 2010.

Feb 13, 2009 Home-Market 'Correction Is In Full Swing': Construction, Sales, Prices Down There are more signs Canada's housing market is facing a significant slowdown after a double-digit percentage drop in home construction starts last month and a forecast that sales and prices will slide this year.

Feb 13, 2009 Canadian Consumers and Businesses Are Going Bust At An Alarming Rate Canadian consumers and businesses are going bust at an alarming rate as the sputtering domestic economy continues to show signs of further trouble ahead.

Feb 13, 2009 Housing Sales This Year Are Expected To Drop Back To 2000 Levels Housing sales this year are expected to drop back to 2000 levels, according to a new report from the Canadian Real Estate Association.

Feb 10, 2009 CREA Forecasts Home Sales To Drop To 360,900 It is a sign of the times, but the few people interested in buying a home these days are refusing to do so unless they get some type of ironclad agreement that they can sell their existing home.

Nov 22, 2008 Your home: hot or not?

Nov 6, 2008 Smart Homeowners Save On Interest & Accelerate Debt Repayment During this time of economic uncertainty, now more than ever we need to monitor our spending habits to ensure a prosperous financial future for ourselves and loved ones. Consolidating debt and managing expenses should be at the top of your list

Aug 14, 2008 Mortgage Works - Which One? Variable Rate Mortgage or Fixed Rate Mortgage? Before we answer that question, it’s important to understand the difference between a fixed rate mortgage and a variable rate mortgage...

Jul 30, 2008 Why 40-Year Mortgages Aren’t 40 Years Long Much has been written recently about extended amortization mortgage products and whether they could lead to real estate market problems like those experienced in the United States. Those concerns are misplaced, and I will tell you why.

Feb 5, 2008 Are home prices peaking? Even banks are admitting that after a decade of unthrottled expansion, Canada’s real estate boom may finally be losing steam.

Jan 16, 2008 Signs Point To Credit Crunch Relief A stream of subprime garbage may be pouring out of the financial sector, the stock market may be cratering and the U.S. consumer may be about to cave, but amid the gloom there is one bright spot: The credit crunch is rapidly easing.

Nov 27, 2007 Mortgage Insurance vs Mortgage Life Insurance

Oct 19, 2007 Realtors battle hike in land transfer tax Board mounts powerful lobby against new fee, but critics say commissions are the real issue

Apr 12, 2007 Affordable Homeownership Project Officially Opens in Toronto Canada's New Government, the Government of Ontario and The Daniels Corporation held a ceremony today...

Apr 11, 2007 Housing Starts Lower in First Quarter The seasonally adjusted annual rate1 of housing starts was 210,900 units in March, up from 196,000 units in February...

Feb 13, 2007 Globe Says Royal A Mortgage-Insurer Hero To War Widows Finance Minister Jim Flaherty asked banks Monday to stop denying mortgage insurance payouts to widows of Canadian soldiers killed in Afghanistan...

Feb 12, 2007 NP/CP Say Manulife Does A War Dance With Widows The National Post reports in its Monday edition that mortgage insurance has not come to the rescue of widows of Canadian soldiers killed...

Feb 12, 2007 NP/CP Say Manulife Does A War Dance With Widows The National Post reports in its Monday edition that mortgage insurance has not come to the rescue of widows of Canadian soldiers killed in Afghanistan as was expected...

Jan 13, 2007 Year Of Opportunity Awaits Homebuyers If I had to choose one word to describe the housing market in 2007, it would be opportunity...

Jan 5, 2007 Getting Personal Canada: Easy May Not Be The Best Picture the scene: you are a proud new home buyer about to sign mortgage documents at the bank. And the bank official asks...